Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time and can be used anywhere in the Klarna merchant network. View complete terms.
There is no annual fee to use Klarna. For more information please review product terms.
When you submit your application for monthly financing, a full credit check will be performed. This will show up as a hard inquiry on your credit report. Please review product terms for more information on this.
There are no upfront fees when you follow the payment schedule. If we are unable to collect a biweekly payment on the scheduled day, we will try again. If the payment is unsuccessful when we retry, a late fee of up to $7.00 and the missed payment will be added to the next scheduled payment. To keep you in the loop, we’ll send you an email notification if your payment was unsuccessful. For more information please review product terms.
When you choose 4 interest-free payments, Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.